Well, it's here: April 15. Happy Tax Day
here in the U.S. Yippee.
I have a feeling some of you will be in great need of
comfort food
after filing your tax returns.
But can you do comfort food if you're trying to lo se
we ight?
Sure you can! If you're a real person and play
on losing we ight the
"Real People Don't Diet" way, which is to basically
STOP "die" ting.
I eat comfort food when I need to, and I don't feel
guilty about it.
Here are some comfort food tips for Tax Day, if you
need 'em
(or any other day, for that matter):
--Head to your favorite fast food joint and buy one
item off the menu.
Not an extra-value meal. Just one item.
And then enjoy it with a cold
bottle or glass of water. (Fries, anyone?
Bean burrito? Burger?)
--Munch on a snack that's higher in fiber, such as
popcorn at the movies
or all-natural chips. Target has some terrific
natural snacks that are
just yummy (we love the black pepper kettle chips).
--Make a casserole or enjoy pasta, but double the
veggies and/or use
whole-wheat or half-n-half pasta.
--Need sweets to do the trick? Go right
ahead. BUT get the smallest
size. Promise yourself you can go back for more
if you want. Chances
are you'll be full (and satisfied) and won't go back
for seconds.
--Craving a hot, sweet drink? Try a flavored
coffee tinged with skim milk,
or a nonfat latte. Load up on whipped cream
and/or spices, such as
cinnamon and nutmeg. Mmmm...very
comforting. Very low on calories
and fat.
These are just some ideas I use to get through
"comfort food" days. Hope
they help make today a little more bearable for you.
(If you'd like to see some of my family recipes or get
more tips on how
to lose we ight like a "real" person, pick up a copy
of my book:)
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A #1 tax tip, in a di et newsletter? Well, my background is
finance and
accounting, and I once taught a course in corporate
taxation. So yeah,
I feel led to give out my #1 tip...
If you're getting a big refund due to withholding (or
lack thereof), STOP
lending the government your money, interest-free, for
up to 18 months!
If you budget a refund each year in order to pay for
big-ticket items, stop
and think for a minute. You could be putting
that money into an
interest-bearing account, or your retirement account,
or your kids' college
fund. At least you'd be getting some sort of
return on it!
By figuring your withholding in order to get a big
refund, you're literally
lending the government your money, free of interest,
from the time you
get paid until you get your refund.
Change your withholding, and then take a few minutes
to manage the
extra bucks you'll find in your paycheck. It's
easier than ever to set up
automatic contributions to retirement, college or
savings accounts. You
can set it up once and then forget about it, while
your money (and
savings) grows.
Saving, investing and paying down debt every payday
will benefit you
more in the long run versus doing it in lump-sum
fashion once a year,
when you get your refund.
revise your W-4. Once you're done with the
calculator you'll have two
copies of W-4 forms all ready to print out, sign, and
return to your
personnel office.
(For more great tips on managing your m oney better,
you can't do
better than my friend Leo Quinn's "How To Own Your
Paycheck
Again". If you conventional wisdom isn't working
for you, give his
tips a try:)
=====
And speaking of finances, I'm still close to
finishing up my newest site,
Right now I'm working on reviews of online budgeting
sites, such as
If you like the "Don't Diet Digest", stop on over and
sign up for my budget
newsletter, too. I promise to make it just
as fun. :-)
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That's it for this week! Don't worry; be happy!
Have a great
week!